Payments Infrastructure Editorial Record

Lithic

API-first card issuing infrastructure enabling developers to launch virtual and physical payment card programs.

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Primary Sector

Payments Infrastructure

Headquarters

New York, New York, USA

Founded

2014

Record Updated

2026-08-23

Executive Overview

Lithic provides card issuing infrastructure that connects software platforms to card payment networks. Its APIs give developers control over spending limits, custom real-time authorization rules via webhooks, digital wallet tokenization (Apple Pay, Google Pay), and compliance monitoring.

Why This Company is Notable

Lithic developed self-serve card issuing APIs and real-time webhook authorization streams, allowing software teams to test and launch custom card programs.

Core Products & Technical Capabilities

Virtual & Physical Card Issuance API
Real-Time Authorization Stream (ASA / Auth Rules)
Digital Wallet Push Provisioning
Dispute Management & Cardholder Ledger

Associated Taxonomy Tags

Card IssuingDeveloper APIsAuthorization EngineVirtual Cards